Bank Financing vs. Dealership Financing: What's the Difference?

Finance Documents for Car

Every car buyer wants to get the best deal possible when they are buying a new vehicle, which can leave you asking where the best place to get auto financing is. While some drivers prefer to go to a bank themselves, the financial experts at Vande Hey Brantmeier are here to outline the benefits of letting your dealership handle the car loan shopping so you can get back to life in Appleton.

Car Loan Shopping

Are you wondering where to get a car loan? There are often just two options available when car loan shopping in the Green Bay area:

  • The dealership where you’re purchasing your vehicle
  • Your bank or credit union

Both of these options offer different benefits to car buyers.

Car Loans From a Dealership

One of the best places to get a car loan is at the dealership where you’re getting the vehicle. At Vande Hey Brantmeier, we can:

Car Balanced Against Coins on a Scale

Car Loans From Your Bank

When deciding on where to get a car loan, some drivers might consider their local Manitowoc bank first. While going to the same bank you’ve been using for years may be convenient, it also might cost you.

  • Dealerships provide access to a range of auto loans at different rates from different banks, while your bank will likely have one loan that may vary a bit based on the length.
  • Each bank often has strict standards on credit, which we’re able to work around by polling multiple banks for your next car loan.
  • Going to your bank might seem convenient at first, but it’s also another step in the car buying process — and many require you to come in in-person to apply.

It’s nice to see a familiar face on the other side of the table, but that’s partially why so many drivers choose to finance at the dealership: they’ve been coming here for service or they financed their last car here. You’ll find more options when you finance with Vande Hey Brantmeier.

See Your Financing Options at Vande Hey Brantmeier!

Learn more about where to get a car loan from the financial experts at Vande Hey Brantmeier! At Vande Hey Brantmeier, we strive to make sure your car-buying process goes as smoothly as possible. We want to get your behind the wheel of your dream vehicle without overstretching your budget. Contact us if you have any questions or if you would like to schedule an appointment.

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516 N Madison St • Chilton, WI 53014

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Vande Hey Brantmeier 44.0356816, -88.1622652.