Payment Calculator
Vande Hey Brantmeier Auto Loan Monthly Payment Calculator
Looking for an affordable new vehicle in or around Appleton or Green Bay? One of the best ways to tackle budgeting when buying a car is to use an online finance payment calculator like the one brought to you by our finance professionals at Vande Hey Brantmeier! Our simple online payment calculator is quick and easy to use. Learn more below, or contact us for additional information.
Factors That Affect Your Monthly Payment Amount
There are a variety of factors that go into determining how much you’ll wind up paying for your next Chrysler, Dodge, Jeep, Ram vehicle or used car. Here are just a few noteworthy ones worth mentioning:
- Interest Rate: The market interest rate will determine your interest rate, as will the state of the economy, and, much more directly, your individual credit background and credit score.
- Price: The MSRP of your vehicle, or manufacturer’s suggested retail price, sometimes has room to be negotiated. If you’re buying a used vehicle, there’s more room for negotiation than buying a new Chrysler, Dodge, Jeep, Ram vehicle.
- Loan Term: Auto loans are often paid off in 24, 36, 39, 48, 60, 72, or 84 installments, with one payment due per month. Spreading your loan out longer decreases monthly payments but can increase your interest rate and overall vehicle cost.
- Trade-In: When you trade-in a vehicle, this amount will largely offset your monthly payments.
- Down Payment: As is the case with trade-ins, down payments largely offset your monthly payments.
How to Use Our Car Finance Payment Calculator
It’s easier than ever to stick within your monthly car payment budget when you use our auto loan monthly payment calculator. Here’s how to use it to make the most of your experience:
- Input the vehicle price. You can use the actual price as listed online first, and then play around with how the payment changes when keeping everything else equal and changing the price if you’re planning on negotiating price down.
- Input the interest rate. Your credit and other factors will affect the rate you get, so make sure to shop around to ensure you get a good deal on your interest rate. Then, try different rates to see how that affects monthly payment.
- Input your desired loan term.
- Input your desired down payment amount.
- Input your estimated trade-in value amount.
- Hit “calculate payments”, and your estimated auto loan monthly payment will automatically be computed for you!
Contact Us or Apply for Financing Now!
Ready to learn more about our automotive finance solutions at Vande Hey Brantmeier? Give us a call with questions! Alternatively, feel free to take matters into your own hands and be one step closer to the vehicle of your dreams by applying for financing online now. In the meantime, you can use our car finance payment calculator as many times as you want to make your car budgeting simpler and easier.